How does Target REDcard's perks compare to its competitors?

5% discount on all eligible Target purchases, 10% discount coupon each year on your card anniversary, 30 extra days for returns, The downside is, is that there is no rewards program for this card.

I think that the perks for the Target REDcard are great, if you are a regular Target shopper. You receive a 5% discount storewide, free two-day shipping on Target.com purchases, extended returns and the opportunity to earn 5% bonus savings on select transactions. There is no yearly fee to have the card, so definitely is a card worth having if you make a bunch of purchases at Target a year.

Based on reviews posted on popular review sites as well as from Target REDcard's website, Target REDcard performs very well in terms of perks relative to other credit card stores.

The review site thebalance.com gives Target REDcard excellent ratings for perks in a review posted on its website. Specifically, this reviewer pointed out the following:

The Target REDcard credit card, issued by TD Bank, is a no-brainer for loyal shoppers of the retailer, offering a good discount on everyday shopping, along with some perks that will make in-store and online shoppers swoon. If you spend a significant amount of money with Target, this card can save you time and money every time you shop.

Based on a review posted on wallethacks.com, Target REDcard was rated as fairly average for perks relative to competing credit card stores. Check out the entire review here. Specifically, this reviewer pointed out the following:

The Target REDcard Credit Card comes with all the features and perks of the debit card but is a line of credit. The annual percentage rate for purchases is 25.15%, and will vary with the market based on the Prime Rate. The card has no annual fee, but there is a late charge of up to $39.

Learn more at the company's website.

You can also check out the top 10 credit card stores for perks, or the overall best-performing credit card stores on our main review grid.

Looking for Target REDcard coupons? Check out the latest deals here. Want more reviews on Target REDcard? Read a more in-depth review of Target REDcard on this page.